*About Our Company:*
At Feng Capitals, we are a leading firm in the mortgage industry committed to helping our clients achieve their homeownership dreams.
We are currently looking for a detail-oriented and efficient Mandarin-speaking Mortgage Loan Processor to join our team.
This role is crucial in ensuring a smooth and timely mortgage process for our Mandarin-speaking clients.
*Job Description:*
As a Mandarin-speaking Mortgage Loan Processor, you will:
* Serve as a key point of contact for Mandarin-speaking clients throughout the loan process.
* Collect and organize loan documentation, including financial statements, employment verifications, and property appraisals.
* Communicate effectively with clients, lenders, and underwriters in both English and Mandarin.
* Ensure all necessary documentation is accurately processed and complies with company policies and regulatory standards.
* Review loan files for completeness and accuracy, resolving any discrepancies.
* Update clients and loan officers on the status of loan applications.
* Coordinate with other professionals, such as real estate agents and attorneys.
Responsibilities:
* Fluency in Mandarin and English.
* Proven experience as a loan processor or in a similar role.
* Strong understanding of the mortgage lending process.
* Excellent organizational and time management skills.
* Detail-oriented with a high degree of accuracy.
* Ability to work under pressure and meet deadlines.
* Strong communication and customer service skills.
* Knowledge of industry-related software and tools.
* Review loan applications and ensure all required documents are complete and accurate
* Verify applicant information, including employment, income, and credit history
* Calculate debt-to-income ratios and determine loan eligibility
* Prepare loan files for underwriting and submit to the appropriate department
* Communicate with borrowers, loan officers, and other parties involved in the loan process to gather necessary information and resolve any issues
* Coordinate with title companies, appraisers, and insurance agents to ensure a smooth closing process
* Maintain confidentiality of customer information and adhere to all privacy regulations
*Requirements:*
- Previous experience in financial services or loan processing preferred
- Familiarity with loan origination software (Encompass)
- Knowledge of mortgage servicing and escrow processes
- Strong attention to detail and ability to perform basic math calculations accurately
- Excellent communication skills, both written and verbal
- Ability to work independently and meet deadlines in a fast-paced environment
- Knowledge of loan officer responsibilities and loan processing procedures
*How to Apply:*
Please submit your resume and a cover letter detailing your relevant experience and proficiency in Mandarin to hr@fengcapitals.
com We are eager to welcome a skilled Mortgage Loan Processor to our team and enhance our services to the Mandarin-speaking community.
Job Type: Full-time
Pay: $50,798.
00 - $55,171.
00 per year
Benefits:
* Dental insurance
* Health insurance
* Paid time off
Physical setting:
* Office
Schedule:
* 8 hour shift
* Monday to Friday
* Weekends as needed
Experience:
* Fair Housing regulations: 1 year (Preferred)
* Customer service: 1 year (Preferred)
Ability to Commute:
* Flushing, NY 11354 (Required)
Work Location: In person